State Farm® Insurance Agent Lydia Harville
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Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.
What our customers say about us...
Wendy Baron
May 17, 2026
5
out of
5
rating by Wendy Baron
"Another shout out to Maryann Stone for her incredible knowledge, expertise, and follow through with all matters related to the CA Fair Plan and State Farm Insurance! And, what a pleasure working with Maryann and Lydia Harville for our car and home insurance. The entire staff is extremely experienced and helpful!! Thank you! Just a shout out to Sarah at Lydia Harville’s State Farm Office in Capitola. Sarah was so personable and efficient! She quickly reviewed Mary Anne’s notes from my previous call and then researched and confirmed the status of my business liability insurance. Thank you so much! I can always count on the staff at Lydia Harville’s!"
We responded:
"Thank you so much for your wonderful 5-star review, Wendy! We’re thrilled to hear that Maryann, Sarah and I have provided you with such knowledgeable, efficient, and friendly service. It’s our goal to make insurance matters as smooth and stress-free as possible, and your kind words mean a lot to our entire team. We truly appreciate your trust and look forward to continuing to serve you with your car, home, and business insurance needs! - Lydia Harville, State Farm Insurance Agent, Santa Cruz, CA"
Meghan Costa
May 14, 2026
5
out of
5
rating by Meghan Costa
"I’ve worked with Lydia and Maryann since I moved to California 5 years ago. Two wonderful ladies who are always responsive with any and all inquiries. I bought a new car this week and added it onto my policy. Maryann spent a bit of time on the phone with me explaining how my policy will change and what my bills will look like in the upcoming months. She also was a darling to talk to and chatted to me about my new car after business was handled. 10/10 recommend this team!"
We responded:
"Thank you so much for your wonderful 5-star review, Meghan! We're thrilled to hear that my team has been such a great support for you over the past five years. It’s fantastic that Maryann took the time to thoroughly explain your car insurance and made the experience enjoyable by chatting about your new car. Your recommendation means a lot to us. If you ever need anything else, please don’t hesitate to reach out. Enjoy your new car and drive safely! - Lydia Harville, State Farm Insurance Agent, Santa Cruz, CA"
Divine motion media
May 13, 2026
5
out of
5
rating by Divine motion media
"The agent was excellent I think they've been trying to give me insurance for a long time they didn't give up on me they didn't think I would be asking they stay with me till I was ready great company I recommend it to anyone"
We responded:
"Thank you so much for your fantastic 5-star review! We're thrilled to hear that our team stayed with you every step of the way and provided excellent service at a great price. Your recommendation means a lot to us! If you ever need assistance in the future, we're here to help. - Lydia Harville, State Farm Insurance Agent, Santa Cruz, CA"
Isaac Marx
May 13, 2026
5
out of
5
rating by Isaac Marx
"It's been an absolute pleasure working with Maryann (at Lydia Harville's office) on our policies. She responds quickly, whether it be phone call or email, and always with actionable information. Thanks Maryann!"
We responded:
"Thank you so much for your kind words and 5-star review, Isaac! We're delighted to hear that Maryann has been so responsive and helpful with your policies. We'll be sure to pass along your thanks to her. It’s a pleasure working with you, and if you ever need anything else, don’t hesitate to reach out! - Lydia Harville, State Farm Insurance Agent, Santa Cruz, CA"
Rich Dorwart
May 8, 2026
5
out of
5
rating by Rich Dorwart
"Mary Ann is a god. This agency has the best service ever."
We responded:
"Thank you so much, Rich! We're thrilled to hear that Maryann and our agency provided you with the best service. Your kind words mean a lot to us! If you ever need anything else, we're here to help. - Lydia Harville, State Farm Insurance Agent, Santa Cruz, CA"
Elizabeth Plummer
May 6, 2026
5
out of
5
rating by Elizabeth Plummer
"Walked in with no appointment and Colin helped me with my insurance needs. Super great service!"
We responded:
"Thank you so much for 5 star review! We're thrilled to hear that Colin was able to assist you promptly and provide great service with your car insurance needs. We appreciate you choosing us and look forward to helping you again in the future! - Lydia Harville, State Farm Insurance Agent, Santa Cruz, CA"
Don Hordness
May 1, 2026
5
out of
5
rating by Don Hordness
"Maryann was the best in every way. Very professional and a pleasure to deal with."
We responded:
"Thank you so much for your kind words, Don! We're thrilled to hear that Maryann provided you with such a professional and pleasant experience. We truly appreciate your feedback and look forward to serving you again! - Lydia Harville, State Farm Insurance Agent, Santa Cruz, CA"
Steve Nelson
April 30, 2026
5
out of
5
rating by Steve Nelson
"Lydia and her team have always been very helpful with all out needs. Recently we needed some special assistance working with claims and we received some very helpful personalized support. THANKS"
We responded:
"Thank you, Steve I am very happy you found our assistance helpful. The insurance industry is sometimes hard to navigate, and my team and I are ready to help when things do not go as planned. Please feel free to reach out anytime."
Nayeli Diaz
April 30, 2026
5
out of
5
rating by Nayeli Diaz
"Sarah was great! She was funny, kind and beyond helpful!"
We responded:
"Thank you, Nayeli! We're so happy to hear that Sarah made your experience enjoyable with her kindness and helpfulness. Your wonderful feedback means a lot to us! - Lydia Harville, State Farm Insurance Agent, Santa Cruz, CA"
Phil Sheff
April 29, 2026
5
out of
5
rating by Phil Sheff
"Colin was very professional & helpful when I applied for life insurance"
We responded:
"Thank you for your fantastic review, Phil! We're glad to hear that Colin provided professional and helpful service with your life insurance application. We appreciate your trust and look forward to assisting you again in the future! - Lydia Harville, State Farm Insurance Agent, Santa Cruz, CA"
Kyle Hamlin
April 27, 2026
5
out of
5
rating by Kyle Hamlin
"Sarah helped me today with answering my questions. I felt heard and understood and she helped me figure out how I should handle my situation. Highly recommend - very personable and informative!"
We responded:
"Thank you for the great review recognizing Lydia's efforts to provide you with friendly, professional and thorough customer care, Kyle! It is our pleasure to be able to assist you with any of your insurance needs and we look forward to doing so for many years to come! Thank you for being a part of our agency family!"
Robbyn West
April 24, 2026
5
out of
5
rating by Robbyn West
"Great customer service from Sarah today. Very efficient and timely."
We responded:
"Thank you, Robbyn, for your kind words! We're happy to hear that Sarah provided you with efficient and timely service. We appreciate your feedback and look forward to assisting you again in the future! - Lydia Harville, State Farm Insurance Agent, Santa Cruz, CA"
James Telfer
April 23, 2026
5
out of
5
rating by James Telfer
"Amazing, immediate, straight forward service. Truly stresses for me, after my car was vandalized"
We responded:
"Thank you, James, for your fantastic review! We're glad we could provide you with immediate and straightforward service during such a stressful time. If you need any further assistance with your accident insurance or anything else, we're here to help. Wishing you all the best! - Lydia Harville, State Farm Insurance Agent, Santa Cruz, CA"
Suzanne Haberman
April 23, 2026
5
out of
5
rating by Suzanne Haberman
"Maryann was very knowledgeable and extremely helpful with my insurance claim, as well as offered suggestions for my other insurance needs. She demonstrated excellent follow-through."
We responded:
"Thank you, Suzanne, for your wonderful review! We're so glad to hear that Maryann was knowledgeable and helpful throughout your insurance claim process. Providing excellent service and follow-through is very important to us. Please feel free to reach out anytime for any of your insurance needs! - Lydia Harville, State Farm Insurance Agent, Santa Cruz, CA"
arthur Thomas
April 21, 2026
5
out of
5
rating by arthur Thomas
"Colin was great! Saved my family money"
We responded:
"Thank you so much for your kind words, Arthur! We're thrilled to hear that Colin was able to help save your family money. We appreciate your trust in us for your accident, property, and vehicle insurance needs. If you ever need anything else, don’t hesitate to reach out! - Lydia Harville, State Farm Insurance Agent, Santa Cruz, CA"
Jennifer Wells
April 9, 2026
5
out of
5
rating by Jennifer Wells
"This office is the best State Farm office around, hands down! I have had the opportunity to work with a few over the past few decades and I wouldn’t go anywhere else. Maryann is amazing and fabulous at helping me navigate this crazy time in insurance! She is truly an expert in the field that you can rely on. Recently I’ve had the opportunity to work with Janet and Sarah. Both have go over and beyond to help me. The customer service of this office is far beyond 5 stars! Thanks ladies for always being just a call away!"
We responded:
"Thank you so much for your incredibly kind words! I’m thrilled to hear that Maryann, Janet, and Sarah have been able to provide you with the exceptional service we strive for every day. Our team works hard to make navigating insurance as smooth and stress-free as possible, especially during these challenging times. Your loyalty and trust mean the world to us, and we’re always just a call away whenever you need us. Thanks again for being such a wonderful part of our State Farm family! - Lydia Harville, State Farm Insurance Agent, Santa Cruz, CA"
kelly somerville
April 7, 2026
5
out of
5
rating by kelly somerville
"Lydia and Maryann are Unbelievable !!! They have been assisting me for years !!! Like over 20 ! From life insurance to car insurance I have always been treated with 5 STAR commitment !!! Wouldn't leave them for the world !!!!"
We responded:
"Kelly, you have been an absolute joy to work with! I'm so happy we have been able to help take care of your car, renters and life insurance needs. We look forward to providing you with 5 star service for another 20 years to come!"
Lori Castillo
March 31, 2026
5
out of
5
rating by Lori Castillo
"5 star review! We use Maryanne as our personal insurance agent as well as for our business insurance. Very knowledgeable and easy to work with. Would highly recommend."
We responded:
"Thank you so much for your wonderful 5-star review, Lori! We're thrilled to hear that Maryann has been knowledgeable and easy to work with for both your insurance needs. Your recommendation means a lot to us. We look forward to continuing to serve you! - Lydia Harville, State Farm Insurance Agent, Santa Cruz, CA"
Sue Lane
March 30, 2026
5
out of
5
rating by Sue Lane
"Colin was an amazing help and I would recommend them to anyone looking for insurance"
We responded:
"Thank you, Sue, for your fantastic 5-star review! We're delighted to hear that Colin was such an amazing help and that you found a great price with us. Your recommendation means a lot, and we're here anytime you need assistance with your insurance needs! - Lydia Harville, State Farm Insurance Agent, Santa Cruz, CA"
Christina CH
March 30, 2026
5
out of
5
rating by Christina CH
"As a longtime State Farm customer, I’ve worked with a few different offices over the years, and I’ve really appreciated my experience with Lydia Hartville’s office. Everyone has been kind, professional, and easy to work with. Sarah has been especially helpful. She’s always willing to take the time to answer my questions, whether I call or come in, and she’s incredibly responsive. It never feels like a bother, and that really stands out. I just truly appreciate all of their help and how available they are whenever I need something. It makes a big difference!"
We responded:
"Thank you so much, Christina, for your thoughtful 5-star review! We’re delighted to hear that my office has provided you with kind, professional, and attentive service. We’ll be sure to pass along your kind words to Sarah—she’ll be thrilled to know her responsiveness and willingness to help have made such a positive impact. We truly appreciate your loyalty and look forward to continuing to support you whenever you need us! - Lydia Harville, State Farm Insurance Agent, Santa Cruz, CA"
Tamara King
March 28, 2026
5
out of
5
rating by Tamara King
"Colin was very friendly and very knowledgeable. Colin answered all my questions and was thorough in reviewing all my documents."
We responded:
"Thank you, Tamara, for your wonderful 5-star review! We're glad to hear that Colin was friendly, knowledgeable, and thorough in answering all your questions for your car, life, and renters insurance. It's great to know you found our prices reasonable as well. We appreciate your trust and look forward to assisting you with all your insurance needs! - Lydia Harville, State Farm Insurance Agent, Santa Cruz, CA"
Wendy Russell
March 27, 2026
5
out of
5
rating by Wendy Russell
"Needed info about paying off lease on car and then moving it out of state while maintaining residence."
We responded:
"Thank you, Wendy, for your 5-star review! We're glad we could assist you with your questions about paying off your lease and moving your vehicle out of state while maintaining your residence. If you ever need further help or have more questions, don’t hesitate to reach out. We appreciate your trust and look forward to serving you again! - Lydia Harville, State Farm Insurance Agent, Santa Cruz, CA"
James Chubb II
March 26, 2026
5
out of
5
rating by James Chubb II
"Sarah truly goes above and beyond. From the start, she was incredibly patient, taking the time to understand my specific needs and concerns rather than rushing through a standard script. What stood out most was her diligence—she carefully reviewed my existing policy, explained my coverage in clear, easy-to-understand terms, and identified opportunities to reduce my premium without sacrificing the protection I wanted. Thanks to Sarah’s thoughtful approach, I was able to lower my automotive insurance costs while maintaining the level of coverage that gives me peace of mind. It’s rare to find someone who combines expertise, patience, and genuine care for the customer, and this experience truly exceeded my expectations."
We responded:
"Thank you so much, James, for your detailed and heartfelt 5-star review! We're thrilled to hear that Sarah's patience, expertise, and thoughtful approach made such a positive difference in your insurance experience. Helping you lower your premiums while maintaining the coverage you need is exactly what we strive for. We truly appreciate your kind words and look forward to continuing to support you with your insurance needs! - Lydia Harville, State Farm Insurance Agent, Santa Cruz, CA"
Pamela Ring
March 26, 2026
5
out of
5
rating by Pamela Ring
"It’s always pleasant working with Lydia Harville’s office. Maryann is very professional, but warm and helpful. She efficiently dealt with our business and we went on with our day. Thanks for your help."
We responded:
"Thank you, Pamela, for your wonderful 5-star review! We're so glad to hear that working with Lydia Harville’s office, especially Maryann, has been a pleasant and efficient experience for you. We appreciate your kind words and look forward to assisting you with your business and insurance needs in the future! - Lydia Harville, State Farm Insurance Agent, Santa Cruz, CA"
Peter Spofford
March 18, 2026
5
out of
5
rating by Peter Spofford
"I received terrific telephone customer service this morning from Maryam. She was friendly and helpful and accomplished what I needed in just a few minutes."
We responded:
"Thank you so much for your kind words, Peter! We're delighted to hear that Maryam provided you with friendly and efficient service. We'll be sure to share your feedback with her. If you need anything else, we're always here to help! -Lydia Harville, State Farm Insurance Agent, Santa Cruz, CA"